Appraisal Tools
Vehicle Valuation Report Review Checklist
This checklist provides a structured framework for reviewing vehicle valuation reports. It is designed to help vehicle owners and industry professionals identify the key elements of a valuation report and organize questions or observations for professional review.
About Vehicle Valuation Reports
Vehicle valuation reports are used in insurance claims to support determinations of actual cash value, total loss settlements, and related valuations. These reports may be generated through various platforms and methodologies, including CCC ONE and other valuation providers, insurer internal systems, independent appraisers, and other market valuation sources.
Valuation reports can contain different methodologies, data sources, and adjustments. Reviewing a report in the context of the specific vehicle and assignment — rather than in the abstract — is important. A report that is accurate for one vehicle may not accurately reflect the characteristics of another.
This checklist is not a substitute for professional review. It helps organize the review process and identify areas that may warrant closer examination or professional appraisal.
Loss Vehicle Information
Options & Equipment
Condition
Comparable Vehicles
Valuation Methodology
Total-Loss Settlement Items (where applicable)
Notes / Questions
Reviewing a CCC ONE Valuation Report
CCC ONE is one example of a vehicle valuation platform used in insurance claims. When reviewing a CCC ONE report, users may want to confirm that the loss vehicle information, equipment, mileage, condition information, comparable vehicles, and adjustments accurately correspond with the vehicle and available market evidence.
The same review principles that apply to any valuation report apply to a CCC ONE report: verify the vehicle information is correct, confirm that equipment and options are accurately identified, review the condition assessment and any supporting basis for material adjustments, and examine the comparable vehicles and their adjustments.
CCC ONE and related marks belong to their respective owners. A1 Auto Appraisals is not affiliated with or endorsed by CCC Intelligent Solutions.
A1 Auto Appraisals is an independent vehicle appraisal company and is not a law firm. The information provided on this page is for general educational purposes only and should not be considered legal advice. Insurance policies, appraisal provisions, claim circumstances, and applicable laws vary. Questions concerning legal rights, insurance policy interpretation, or applicable law should be directed to a qualified attorney in the applicable jurisdiction. This checklist is an organizational and educational tool. It does not constitute an appraisal and does not determine the actual cash value, market value, insurance coverage, settlement amount, or legal entitlement applicable to a particular vehicle or claim.
Need an Independent Vehicle Appraisal?
A1 Auto Appraisals provides independent vehicle appraisal and valuation services for vehicle owners, insurance carriers, attorneys, appraisers, and other industry professionals. If a vehicle valuation requires professional review or an independent appraisal, contact A1 Auto Appraisals to discuss the assignment.
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