50-State Resource

Vehicle Appraisal Resources by State

Vehicle appraisal practices, insurance requirements, valuation standards, and appraisal provisions can vary by state. Explore state-specific educational resources related to vehicle valuation, insurance appraisal, total-loss claims, diminished value, repair disputes, and other vehicle appraisal topics.

Important: Insurance policies, appraisal provisions, claim circumstances, and applicable laws vary by state and by the specific facts of each claim. The availability of appraisal rights may depend on the language of the applicable insurance policy, the type of claim, whether the claim is first-party or third-party, and other circumstances. The information on these pages is for general educational purposes only and does not constitute legal advice. Questions concerning legal rights, insurance policy interpretation, or applicable law should be directed to a qualified attorney in the applicable jurisdiction.

Related Educational Resources

Right of Appraisal & Insurance Appraisal Clause

How the insurance appraisal process works, when it applies, and what to expect.

Vehicle Valuation & Actual Cash Value

How vehicles are valued, what factors appraisers consider, and how ACV is determined.

What Is Actual Cash Value?

An explanation of Actual Cash Value and how it applies to insurance claims.

Diminished Value and Appraisal

How diminished value relates to the insurance appraisal process.

Total Loss Appraisal Process

What happens during a total-loss appraisal and how value is determined.

Appraisal Clause Explained

A plain-language explanation of the insurance appraisal clause.