A1 Auto Appraisals' Role
Jonathan Soto of A1 Auto Appraisals has extensive experience serving as an independent appraiser in insurance appraisal clause proceedings. With over 10 years of experience working on both sides of the insurance claims industry — including experience as a licensed Florida claims adjuster — A1 brings a thorough understanding of the appraisal process and the documentation and analysis required to support a professional opinion of value.
A1 Auto Appraisals works with vehicle owners, insurance carriers, and attorneys. Our responsibility is to provide an independent professional opinion of value supported by the available facts, documentation, and market evidence — regardless of which party engages our services.
What A1 Provides
When engaged as an independent appraiser in an appraisal clause proceeding, A1 Auto Appraisals provides:
- A thorough review of the available vehicle information, market data, and relevant documentation
- An independent, evidence-based professional opinion of the disputed value or amount of loss
- A documented appraisal report that explains the basis for the opinion
- Professional communication with the opposing appraiser throughout the process
- Experience with industry valuation platforms including CCC ONE and Mitchell vehicle valuation platforms
How the Appraisal Process Generally Works
The specific procedures vary by policy and jurisdiction. The following is a general overview — the applicable policy is always the controlling authority.
Demand for Appraisal
When a valuation or amount-of-loss dispute arises that falls within an applicable appraisal provision, a party may make a demand for appraisal according to the policy terms.
Selection of Appraisers
Each side typically selects its own independent appraiser. The appraisers are expected to independently evaluate the disputed amount.
Independent Evaluation
Each appraiser independently reviews the available evidence, documentation, and market data relevant to the disputed valuation or amount-of-loss issue.
Agreement or Umpire
If the appraisers reach agreement, that agreement may resolve the disputed amount under the applicable policy. If they cannot agree, an umpire may become involved according to the policy language.
Award
Depending on the policy and applicable law, an agreement or award by the required participants can determine the disputed amount.
Who A1 Works With
A1 Auto Appraisals accepts appraisal clause engagements from vehicle owners, insurance carriers, and attorneys. Our responsibility is to the integrity of the appraisal — not to any particular outcome.
Whether you are an insured seeking an independent appraisal of your vehicle's value, a carrier in need of a professional independent opinion, or an attorney representing a party in an appraisal proceeding, A1 provides the same standard of professional, documented analysis.
Review Your Policy
Not every auto insurance policy contains an appraisal clause. Whether an appraisal provision exists, what it covers, and how it operates depends on the specific policy language and applicable state law.
A1 Auto Appraisals is an independent vehicle appraisal company and is not a law firm. Questions concerning legal rights, insurance policy interpretation, or applicable law should be directed to a qualified attorney in the applicable jurisdiction.
Ready to Discuss Your Appraisal?
Contact A1 Auto Appraisals to discuss your appraisal clause matter.
Request an AppraisalRelated Services & Resources
Ready to discuss your appraisal?
Contact A1 Auto Appraisals for a professional, independent assessment of your vehicle valuation matter.
Request an Appraisal